Disclaimers

Advisory Services offered through Laurel Wealth Advisors, Inc., a Registered Investment Adviser with the Securities and Exchange Commission.  Sage Path Solutions may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements.  This Site is published in the United States for residents of the United States. Sage Path Solutions is not soliciting business in jurisdictions where it is not registered. Additional important information describing Sage Path Solutions’ business operations, services, and fees can be obtained by contacting Laurel Wealth Advisors, Inc.by calling (858) 459-1101 or viewed on the SEC’s website at www.adviserinfo.sec.gov.

 

Five Star Professional and the Five Star Wealth Management Award:  Five Star Professional is a third-party research firm that administers a survey, by mail and phone, to high-net-worth households and registered financial services representatives to evaluate wealth managers in a metropolitan area (for purposes ofBarbara Norman’s award, that metropolitan area is San Diego, California).  The evaluation is based on certain criteria, including customer service, integrity, knowledge/expertise, communication, value for fee charged, meeting of financial objectives, post-sale service, quality of recommendations, and overall satisfaction.  After review by a panel of local industry experts and a review of regulatory history, Five Star Professional determines the final list of “Five Star Wealth Managers” scoring highest in overall satisfaction and representing less than 7% of the wealth managers in the metropolitan area.  Five Star Wealth Managers do not pay a fee to be included in the research or the final list of Five Star Wealth Managers.  Only wealth managers with more than five years of experience in the financial services industry are considered.  The overall evaluation score of a wealth manager reflects an average of all respondents and may not be representative of any one client's experience.  The Five Star Wealth Management award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may or may not manage their client's assets.  The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement or testimonial of the wealth manager by Five Star Professional. Please keep in mind that working with a Five Star Wealth Manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment in the future.