The Challenge of Finding the Best Index Funds

The Challenge of Finding the Best Index Funds

A friend of mine recently asked: “What are the top 5 Index Funds?”  My answer is, “it depends.”

Index funds or ETFs are portfolios constructed to match or track a pre-specified basket of underlying investments. By definition, most have the same fundamental makeup.  For example, an S&P 500 ETF holds stocks from 500 US Companies that represent 25 industry groups listed on the NASDAQ.  A total bond fund ETF invests solely in bonds from public and private sectors, and with varying strategies, maturities, and ratings.

5 NUA Facts That May Surprise You

5 NUA Facts That May Surprise You

You may have heard of the Net Unrealized Appreciation (NUA) tax break. This is a special rule that allows you to qualify for capital gains treatment on distributions of appreciated employer stock from your employer plan. With the market doing well, now may a be a time when this strategy is more appealing than ever. You may understand the basics of how these rules work but here are five facts about NUA that may surprise you.