Our clients define the journey of life. They are retired, or are planning to retire. Some are divorced. Some have blended families. Some are widowed. Others are caring for elderly loved ones, or they are settling estates. Every story is unique. Their financial plans are unique too.
Our Investment Philosophy
We primarily use low-cost ETF's and index funds that offer broad diversification. The objective is minimize risk, fees, and taxes. The strategy follows the “Efficient Market Hypothesis,” by Nobel Laureate Burton Malkeil. We like it, we are strong believers in the hypothesis, and have followed the strategy for many years.
We are a small, independent firm and we like it that way. We don’t have anyone pressuring us into selling stuff we don’t like, and we don’t have quotas. We are beholden only to our customers. At the heart of our practice are three core values: Fiduciary Standard, Full Transparency, and Education
We hold ourselves accountable to the highest Fiduciary Standard and we make no compromises when it comes to putting our client’s best interest first.
We feel that Education is crucial. Yours and ours. Our newsletters, special events, and classes help you to become a more informed investor. As a firm, we are dedicated to the life-long learning of economics, regulatory changes, the geo-political environment, compliance, cyber security, and so much more!
We are Fully Transparent. You have a right to know about fees, our process, our historic returns and the impact that it has on you. So when you come in for a visit, please ask the hard questions!